David has been an SMSF specialist and financial adviser since 2001, helping clients grow, diversify, and protect family wealth.

He is a member of the Financial Planning Association, a superannuation auditor, and an accredited SMSF adviser. With extensive experience personally and as an advisor, he is uniquely placed to advise on a broad range of wealth creation and protection strategies.

With over four decades of specialised expertise in superannuation fund advising, Eclipse Advisory Pty Ltd stands ready to provide expert guidance on SMSFs and superannuation strategies.

As Eclipse Advisory expanded, we proudly became a part of Synchron Advice Pty Ltd, ABN 33 007 207 650. Synchron is Australia’s largest privately owned financial advisory group. Established in 1989, it has grown exponentially, with over 530 authorized representatives located Australia-wide. The company is well respected in the financial services industry and has a corporate philosophy of forming associations with only the highest calibre of advisers.

Our seasoned professionals understand the intricate nuances of SMSFs and are dedicated to helping clients navigate the complexities of wealth accumulation within the superannuation landscape.

At Eclipse Advisory Pty Ltd, we recognise the unique opportunities that SMSFs offer in building wealth, including the freedom to choose investments such as real estate, which are unavailable in traditional industry and retail funds. Our tailored advice and comprehensive support empower investors to take control of their financial futures and maximise the potential rewards of managing their super funds.

Whether you’re a seasoned investor seeking to expand your portfolio or someone new to superannuation, Eclipse Advisory Pty Ltd is committed to providing top-tier advice and assistance at every step. Trust us to guide you through the intricacies of SMSFs and superannuation, and together, let’s unlock the full potential of your financial journey.


Contact us  Read our blog


tax, forms, income

In selecting Synchron, we were heavily influenced by the following client benefits:

  • Freedom to choose the best investment platform without alignment
  • Improved online training and support
  • Transparent Fee-based advisory model
  • Access to “Best of breed” advisor software
  • Competitive fee structures capable of being passed on to clients
  • Complete freedom to select from all major fund managers
  • Privately owned.


Our top priority is to optimise our clients’ financial positions and successfully grow and protect their wealth in pursuing their personal goals. We do this by:

  • Developing your goals into a financial strategy
  • Continued advising on how to accumulate wealth
  • Managing your investment portfolio
  • Planning for your retirement
  • And protecting you and your family.
business, desk, document


FAQ: Superannuation & SMSF

  What is superannuation and how does it work?

Superannuation, or ‘super,’ is a compulsory savings system in Australia designed to help individuals save for retirement. Employers contribute a percentage of your earnings into a super fund, which is invested and grows over time. Eclipse Advisory ensures your super strategy aligns with your retirement goals.

  What are the different types of superannuation funds available?

Types include industry funds, retail funds, public sector funds, corporate funds, and self-managed super funds (SMSFs), each offering different features, fees, and investment options. Eclipse Advisory can help you choose the best choice for your needs.

  How much should I contribute to my superannuation each year?

The amount you should contribute depends on your retirement goals and financial situation. The current concessional (before-tax) contribution cap is $27,500 per financial year, while the non-concessional (after-tax) cap is $110,000. Eclipse Advisory can provide personalised advice on contributions.

  What are the tax benefits of contributing to superannuation?

Contributions made from pre-tax income (concessional contributions) are taxed at 15%, which is typically lower than your marginal tax rate. After-tax contributions (non-concessional) are not taxed within the fund. Eclipse Advisory helps you maximise these tax benefits.

  How can I choose the best superannuation fund for my needs?

Consider fees, investment options, performance, insurance offerings, and additional services. Comparing funds using resources like the Australian Taxation Office (ATO) or financial advice can help. Eclipse Advisory provides expert guidance in selecting the right fund.

  What happens to my superannuation if I change jobs?

Your superannuation account typically remains with your current super fund, and you can consolidate accounts if you have multiple funds to save on fees and manage your super more easily. Eclipse Advisory assists with consolidating super accounts.

  How can I consolidate multiple superannuation accounts?

You can consolidate your super accounts through your MyGov account linked to the ATO or by contacting your super fund for assistance. Ensure you check for any insurance coverage that might be lost in the consolidation. Eclipse Advisory can help streamline this process.

  What are the rules for accessing my superannuation?

Generally, you can access your super when you reach preservation age (between 55 and 60, depending on your birth year) and retire, or when you turn 65. Early access is possible under certain conditions like severe financial hardship or specific medical conditions. Eclipse Advisory ensures compliance with these rules.

  Can I make additional contributions to my superannuation?

Yes, you can make voluntary contributions above the compulsory employer contributions. These can be concessional (before-tax) or non-concessional (after-tax) contributions within the contribution caps. Eclipse Advisory provides guidance on optimising your contributions.

  What are the fees associated with superannuation funds?

Common fees include administration fees, investment fees, insurance premiums, and other management fees. It’s important to compare these fees across different super funds as they can significantly impact your overall retirement savings. Eclipse Advisory helps you minimise fees and maximise returns.