The Superannuation Death Benefits Tax is one of the most unexpected liabilities your family will ever face. When your adult children inherit your super, up to 17% of it is immediately claimed by the ATO—money that you spent a lifetime saving. This 17% Tax Trap is a common scenario we help clients navigate, particularly those with Self Managed Super Funds (SMSF).
As experienced financial planners, we believe this tax is entirely avoidable with proactive Super Death Tax Planning. Our solution is the Re-contribution Strategy, a powerful and legal mechanism that restructures your fund’s components over time, converting future tax liabilities into tax-free inheritances.
Inside this free guide, you will get the exact strategic details:
- A clear breakdown of the Taxable vs. Tax-Free components and how the tax is calculated.
- Expert guidance on managing contribution caps and critical timing rules for withdrawals and re-contributions.
- A real-life case study demonstrating how one family saved over $85,000.
- Critical steps you must implement now to protect your legacy before it’s too late.
Don’t let your hard-earned money become a tax donation. Download the guide to gain the strategic clarity you need to ensure your inheritance stays with your family.